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Your Local Shenandoah Independent Insurance Agency

Insuring the Shenandoah Valley for over 50 years

Hammer Insurance Agency specializes in auto, home, business, and life insurance.

Welcome to Hammer Insurance Agency. Founded in 1961, we’ve been helping clients in Virginia and North Carolina with their insurance needs for over 50 years. We specialize in auto, home, business, and life insurance. Our agency strives to provide you with the best possible coverage at the best possible price. We don’t just sell insurance, our insurance advisors tailor individual policies to fit your specific needs.

As our client, you will have our friendly staff of professionals working for you to provide the most comprehensive and competitive coverage for you, your family, or business. We believe in building relationships and that’s our number one priority.

Contact us today for a free, no obligation coverage review.
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Find Out How Much You Can Save Today

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Quotes From Multiple Companies

Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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ERIE's YourTurn® Program

There is a new way Erie Insurance is looking out for you and wants to help you stay safe on the road.
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Recent News & Updates

5 Misconceptions About Life Insurance

Posted: June 7, 2023

Preparing for the future usually involves saving for your children's education or for retirement. You may not have considered life insurance due to misconceptions regarding cost or other issues. Instead of letting false information influence buying this essential life-planning tool, take a moment to get the facts. Life Insurance and You – What Are the Facts? Life insurance is put in place to provide financial...

How to Select the Best Business Insurance for Your Company

Posted: June 4, 2023

If you are starting a new business, a vital action is to ensure you purchase business insurance that suits your enterprise. Having proper coverage for your business could protect your personal assets from liability associated with business debts and keep your business afloat when unexpected situations arise. The types of insurance that your business will need may include general liability insurance, product liability insurance, professional...

4 Tips on How to Protect Your Home While on Vacation

Posted: June 3, 2023

The summer season is almost here! For many of us, the warm, sunny months are the ideal time to enjoy a vacation. However, before planning a getaway, you should consider what steps you might take to protect your home, so you do not return to find any unpleasant surprises. Personal insurance can be a lifesaver if your home is robbed, vandalized, or affected by a...

9 Tips to Boost Employee Morale

Posted: May 30, 2023

For business owners, hiring and retaining good employees is always a challenge. But in today’s highly competitive job market, the task of keeping your workforce engaged and productive is harder than ever.After a disruptive few years following the COVID-19 pandemic, more and more working Americans find themselves dissatisfied with their current job. In fact, a recent poll from Monster.com found that an astounding 96% of...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)