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Your Local Shenandoah Independent Insurance Agency

Insuring the Shenandoah Valley for over 50 years

Hammer Insurance Agency specializes in auto, home, business, and life insurance.

Welcome to Hammer Insurance Agency. Founded in 1961, we’ve been helping clients in Virginia and North Carolina with their insurance needs for over 50 years. We specialize in auto, home, business, and life insurance. Our agency strives to provide you with the best possible coverage at the best possible price. We don’t just sell insurance, our insurance advisors tailor individual policies to fit your specific needs.

As our client, you will have our friendly staff of professionals working for you to provide the most comprehensive and competitive coverage for you, your family, or business. We believe in building relationships and that’s our number one priority.

Contact us today for a free, no obligation coverage review.

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Quotes From Multiple Companies

Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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ERIE's YourTurn® Program

There is a new way Erie Insurance is looking out for you and wants to help you stay safe on the road.
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Recent News & Updates

Quiz: She Said What? Name These Famous Women’s Quotes

Posted: March 12, 2025

Throughout history, women have shaped the world with their courage, wisdom and determination. From groundbreaking activists to trailblazing leaders, their words continue to inspire change and progress. And it's certainly do different at Erie Insurance. Since our founding in 1925, and for the 100 years to follow, women have played major roles in shaping ERIE into the organization, employer and community partner we are today....

Here's What Road Salt Does to Your Car

Posted: March 9, 2025

When the season changes to spring, our cars often wear the scars of the winter they’ve just endured. And not just from the harsh weather. Road salt helps melt ice, which definitely makes the roads safer. However, there are some definite downsides when it comes to your car. Read on to learn exactly how road salt works—and what road salt does to your car. How...

The Newlyweds’ Guide to Life Insurance

Posted: March 7, 2025

Marriage is about building a life together. Life insurance is a safety net that helps protect what you are creating. Although it may not be the first thing on your mind after the honeymoon, creating a strong financial plan should be high on your to-do list. Your financial strategy should include planning for risk and buying life insurance.  Why Should Newlyweds Consider Life Insurance? After...

How Lithium-Ion Batteries Are Transforming—and Challenging—Businesses

Posted: March 7, 2025

The business world is becoming increasingly dependent on lithium-ion batteries. These compact, rechargeable power sources have become an essential part of daily operations in industries ranging from construction and retail to restaurants and logistics. Their widespread adoption is largely due to their high energy density, efficiency and reliability. However, as businesses integrate more battery-powered tools and devices into their workflows, they should also consider the...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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